About EDU Loan Aid
We are not a loan company and we do not lend money. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Also explore debt relief alternatives such as debt consolidation, refinance and credit counseling.
Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. Establishment of a plan may adversely affect the individual’s credit rating or credit scores and make it harder to obtain credit. Non-payment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. C.P.D. Reg. No. T.S. 12-03825
EDU Loan Aid does not adjust, settle or negotiate debts. All federal student loan borrowers are able and encouraged to apply for all federal re-payment or student loan forgiveness programs for free through the United States Government’s Department of Education without paying fees to EDU Loan Aid or any other assistance service. Nothing on this site constitutes governmental and/or official qualifications or guarantee of results or reductions in your student loan debt.
The telephone numbers on EDU Loan Aid connect you the borrower to private organizations offering a fee based service to assist you with application preparation process for federal student loan forgiveness, reduction and/or other programs. If you feel like you may not have the time or ability to prepare your application correctly you may opt to have our agency perform this service for you.